How much does it cost?
The initial meeting is $275 inclusive of GST. This fee may be rebated if you proceed with a comprehensive statement of advice. The cost of a Statement of Advice (SoA) can depend on the complexity and breadth of issues addressed. Please refer to our Financial Services Guide for further details.
How do I start?
Make an appointment for an initial meeting by contacting us on 03 9373 3500.
What kinds of clients do you mostly see?
We see a wide range of clients from individuals in their 20s and 30s to pre-retirees and retirees. Each client’s financial plan is customised to their specific needs and we take the time and care and do the research to ensure that the advice we provide is appropriate to our clients’ needs, regardless of their circumstances.
Will I receive written advice?
Any personal advice you receive will be provided in a formal document known as a Statement of Advice (SoA). We are required to provide an SoA by law whenever personal advice is provided.
The SoA outlines your specific circumstances on which the advice is based; your lifestyle goals and objectives; strategy and product recommendations; and how all of these different aspects come together to affect your future lifestyle.
If you would like to find out more about the advice process and relevant information please refer to our Financial Services Guide.
How often will you review my advice?
We suggest that strategies are reviewed on at least an annual basis and more frequently whenever there are significant changes to your circumstances. This can be anything that affects the progress of your strategy and current lifestyle.
If I have any issues with the planner’s strategy how will they be resolved?
The advice provided is our recommendation as a means of helping you achieve your lifestyle goals or working towards achieving your lifestyle goals. You can choose to accept the recommendations or they can be modified to reflect your views or developments in your personal circumstances.
Who authorises you to give advice and are you licensed by ASIC?
Abound Financial and Lifestyle Planning Pty Ltd (429970) trading as Abound Financial and Lifestyle Planning, is an authorised representative of Charter Financial Planning Limited, Australian Financial Services Licensee.
How does the planner keep up-to-date with everything that’s happening?
Regular ongoing education is an employment condition of all staff engaged in the provision of financial advice. Staff attend education sessions and complete online training programs to keep up to date with the latest news, research and strategies.
What is CQAP?
The Certified Quality Advice Practice (CQAP) program establishes the professional practice operating standards that set an industry benchmark for high-quality financial advice. Importantly, certification recognises practices offering a complete financial planning service, with defined service expectations that clients can access confidently. Each Certified Quality Advice Practice is recognised for their commitment in meeting the stringent program guidelines.